In The Highest Glass Ceiling: Women’s Quest for the American Presidency
Author Ellen Fitzpatrick tells the story of three remarkable women who set their sights on the American Presidency. Victoria Woodhull (1872), Margaret Chase Smith (1964), and Shirley Chisolm (1972) each challenged persistent barriers confronted by women presidential candidates. Their quest illuminates today’s political landscape, showing that Hillary Clinton’s 2016 campaign belongs to a much longer, arduous, and dramatic journey.
The tale begins during Reconstruction when the radical Victoria Woodhull became the first woman to seek the presidency. Although women could not yet vote, Woodhull boldly staked her claim to the White House, believing she might thereby advance women’s equality. “Visions of the offices I would hold”, she remembered, “danced before my imagination.”
Republican Senator Margaret Chase Smith came into political office
through the “widow’s mandate.” Among the most admired women in public life when she launched her 1964 campaign, she soon confronted prejudice that she was too old (at 66) and too female to be a creditable presidential candidate. She nonetheless became the first woman to have her name placed in nomination for President by a major party.
Democratic Congresswoman ShirleyChisholm ignored what some openly described as the twin disqualifications of race and gender in her spirited 1972 presidential campaign. She ran all the way to the Democratic convention, inspiring diverse followers and angering opponents, including members of the Nixon administration who sought to derail her candidacy.
ELLEN FITZPATRICK, is a professor and scholar specializing in modern American political and intellectual history, and is the author and editor of eight books. Ellen is Professor of History at the University of New Hampshire, where she has been recognized for Excellence in Public Service.She lives in Newton, Massachusetts.
Today, the good news is that we expect to live much longer, healthier lives. The bad news is that many of us will not have enough money to retire comfortably. These days we can’t count on traditional pension plans, Social Security, or Medicare. Who, how and where can we turn to save and invest wisely whether for a down payment on a house, our child’s education, or a comfortable retirement, or for an emergency fund to pay for a car repair, broken refrigerator, or medical bill?
If you have a financial nest egg, large or small, should you try to invest it on your own or seek help from an investment professional? If turning to a financial professional, what type of advisor is the best? What kind of questions can you ask them? How do you decide to allocate your investments? What’s the difference between stocks, bonds, mutual funds, money market funds to name just a few? How can we convince younger people to save some of their earnings?
For years now, I’ve sifted through a lot of incomprehensible financial language to try and make some sound money decisions. I’ve listened to a number of advisors explain many of financial terms and strategies and still had no clue. I watched the movie “The Big Short” and had to have someone explain it to me. So when I sat down with Ginger Weber, I appreciated her ability to answer some of my questions in plain and simple English.
Ginger advises families, nonprofit organizations and businesses on a broad range of financial and tax planning and fiduciary issues. She is a senior advisor and a president of Premier Financial Group in Eureka, CA. Here are some recommendations she suggests in a newsletter that is put out by Premier Financial Group in Eureka, CA, where Ginger works as a senior advisor and as president.
“If you are like many Americans who have not yet retired, you may be actively striving to get to a place in life where work becomes optional. With so many people focused on eventual retirement, and a number of tools to help you get there, why does getting to retirement seem to be such a challenge? Premier’s team finds that there are a number of obligations and expenses that are competing with an investor’s commitment to save and invest. Here are some of the common items we find that prevent investors from saving more, in no particular order:
Cost of being a homeowner such as property tax, insurance and maintenance.
High home prices and refinancing with a higher mortgage balance, leading to large mortgage payments for longer time periods
Credit card debt
Student loan debt
High cost of medical insurance
Child care costs
Saving for other needs such as a car purchase, remodel or sending children to college
Business fluctuations for business owners
Providing financial support to adult children or other family members
High cost of living such as eating out, shopping and travel
So with all of these competing commitments, how does one get to retirement? Well, it starts with planning and figuring out what your goals are and how you are going to get there. You need to analyze your situation, determine if you are on track (a high percentage of people are not), and then look at the variables that you may need to adjust in order to increase the probability that you will meet your goals. These may not be easy decisions, but here are some variables that may be adjusted to help you:
Downsize to a more affordable residence, if needed. Having the mortgage paid off by the time you retire to reduce your monthly income needs.
Refinance your mortgage for a lower interest rate, if possible.
Pay off consumer debts more quickly so you can reduce your interest expense and start saving more for retirement.
Look for lower cost services, such as lower cost insurance and utilities.
Pay for child care expenses pre-tax through an employer cafeteria plan.
Borrow for children’s college expenses rather than covering from current income. This could help with current income taxes as well if you are deferring to a retirement account.
Increase household income, if possible.
Reduce discretionary expenses.
Ask your employer to start a company retirement plan if you do not have one, or possibly start a retirement plan if you are self-employed.
Work longer than planned.
You may notice an underlying theme, which is to increase the difference between income and expenses so that you are able to save more. Then make saving automatic and be wise with your investing. Make sure that your money is invested in a way that does not take unusual risk and does not sit idle in a bank account or money market earning low rates that are less than inflation. It is also important to evaluate your investment management costs, as that can affect your overall results. If you do the heavy lifting first by making a plan, then your retirement account with deferred tax liability and investment returns can help to do the rest. Understanding your relationship to money, being patient and sticking to your plan are the keys to achieving your retirement goals.”
Ginger, along with her colleagues has also compiled a list of questions to ask an investment advisor which are listed below:
How are you compensated?
What are the total costs?
If you accept commissions, will you itemize the amount of compensation you ear from products that you recommend to me?
Do you accept referral fees?
Are you held to a fiduciary standard at all times?
Would you sign a fiduciary oath committing to putting my financial interests first?
Have you ever been disciplined by the SEC or FINRA (Financial Industry Regulatory Authority)? If so, what happened? How was it resolved?
Do you provide comprehensive financial planning or just investment management?
Do you have many clients like me?
How ill you help me reach my financial goals?
What is your investment philosophy? How do you manage assets?
How much contact do you have with your clients?
What happens to my relationship with the firm if something happens to you?
Periodically, Ginger and her colleagues at Premier Financial Group offer seminars on savings, budgeting, investing and financial planning. Call Premier Financial Group or go to their website premierfinancial.com to get more information.
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With four kids of my own, I spent many years hearing I’M NOT every day. And by every day, I really mean every minute. But on the rare occasion that I got a full night’s sleep, or a full bar of chocolate, I could recognize that my kids and their peers weren’t actually trying to drive adults crazy (most of the time). A lot of the hesitation and I’M NOT came from nervousness, rather than stubbornness. I hope Peep and Egg will help parents start conversations with their kids about fears—however ridiculous those fears may seem. And I hope Peep and Egg will remind toddlers and preschoolers that they can overcome their fears.
Laura Gehl is also the author of ONE BIG PAIR OF UNDERWEAR, a Charlotte Zolotow Highly Commended Title, International Literacy Association Honor Book, and Booklist Books for Youth Editors’ Choice for 2014; HARE AND TORTOISE RACE ACROSS ISRAEL and AND THEN ANOTHER SHEEP TURNED UP (both PJ library selections for 2015 and 2016); and the PEEP AND EGG series. A former science and reading teacher, she also writes about science for children and adults.
Laura lives in Chevy Chase, Maryland with her husband and four children.
Laura and her 5 biggest fans
Visit her online at: http://www.lauragehl.com Where you can download FREE Curriculum Guides & FREE Activity Sheets for Teachers
Artist/Illustrator Joyce Wan
Joyce Wan is an award-winning author and illustrator of many best-selling books for children, including YOU ARE MY CUPCAKE, WE BELONG TOGETHER, and THE WHALE IN MY SWIMMING POOL, which was a Junior Library Guild Spring 2015 selection. When she’s not working on books, she teaches courses at The School of Visual Arts in New York City. Joyce is originally from Boston, Massachusetts and currently lives in Ridgewood, New Jersey. Through all her work, she hopes to inspire people to embrace the spirit of childhood and follow their dreams.
We are who we are, or are we? We’re learning that there are about 100 trillion microbes in and on our bodies, outnumbering human cells 10 to 1. But as Laura Cox tells us, we don’t need to worry cause as many microbes as inhabit our shell, they only make up about 3-4 pounds of our body weight as adults. It appears that they exert an influence on our health as great and possibly even greater than the genes we inherit from our parents. By far, the largest contingent of these microbial beings live in our gut.
Laura Cox has spent a large part of her life studying microbes. Working in a lab at the Langone Medical Center at New York University, she found that a brief, low dose of antibiotics shortly after birth can have long-lasting consequences on the gut microbes in mice and lead to obesity later in life. Although this study was limited to mice the results agree with multiple other studies pointing toward significant effects on children exposed to antibiotics early in life. At this time, the average child in the United States receives 10 courses of the drugs by the age of 10. It appears that the nature of our gut microbiome is contributing to the current obesity epidemic. Does this mean that we capitulate to the trillions of bacteria living in our gut while we grab a donut or add a second scoop of ice cream to that sundae?
The composition of our microbiome evolves throughout our entire life, from birth to old age, and is the result of many different environmental influences – the foods we eat, the drugs we take, how and where we work and play, whether we were breastfed or formula fed, whether we were born vaginally or via a caesarian, where we live and who we live with. And the composition of our microbiome influences our body habitus, our behavior, our immune system, our health. There was a time not so long ago that we didn’t even know that invisible microbes existed, to a more recent belief that it was us against them, to the beginnings of an understanding that these microbes govern and define who we are. Laura’s work contributes to the growing body of knowledge about the ecology of our microbiome and ways in which we can improve our own health.
So who’s writing this blog-me or my microbiome?
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Shari Brown read and studied the Quran when she was young, because she needed to know whether she was actually going to go to Hell if she did not cover her hair, or if she read the wrong books. Raised Muslim in prerevolutionary Iran, Brown had the nagging feeling that there had to be more to her faith than hellfire and damnation, so she actually read her holy book. Later, she converted to Christianity, and studied that holy book as well. After that, she married into a Jewish American family, and yes, she read that book too.
Brown’s search for understanding led her to believe that people – especially people who are Muslim, Jewish, or Christian, have many more similarities than differences, and she distilled their various teachings into a book of “Seven Commandments for Happiness and Prosperity,” which is the title of her new book.
Brown thinks her seven commandments can help you improve your life and achieve your goals in short time, but what she really wants you to do after reading her book is, “Love each other. Respect each other.”
September 21st is recognized by the United Nation as the International Day of Peace. This will be the 34th year of worldwide recognition of this day. Local Humboldt Chapter Members of Women’s International League For Peace & Freedom, Andy Sehic and Sue Hilton discuss Peace activities throughout the year and the event “Speak Your Peace”that takes place on Wednesday, September 21, 2016 from 6:30 PM to 8:30 PM at the Arcata Playhouse,located at 1251 9th Street.
SUE HILTON is also a member of Humboldt’s Raging Grannies –who promote peace, justice, social and economic equality through song & humor.
AZRA ANDY SEHIC is a Bosnian native and also the Founder of TRUEntertainment.
TRUEEntertainment is presenting the 3rd annual family-oriented International Day of Peace observation in Arcata. Donations will help pay for the Peace Pole project. It will be an evening of creativity, music, short film, narratives and stories from 6:30 PM to 8:30 PM with hands on activities, storytelling, narratives, poetry, film and music. $5-10 donations accepted, kids under 7 are free. Snacks and teas from around the world will be provided. Come celebrate inner and global peace!
ELEANOR FARJEON was born in London in 1881. She wrote childrens stories and fantasy stories. The FARJEON AWARD is awarded for outstanding work in children literature. She lived in Sussex UK and was a personal friend of War Poet Edward Thomas. She died in 1965.
Peace by Eleanor Farjeon
I am as awful as my brother War,
I am the sudden silence after clamour.
I am the face that shows the seamy scar
When blood and frenzy has lost its glamour.
Men in my pause shall know the cost at last
That is not to be paid in triumphs or tears,
Men will begin to judge the thing that’s past
As men will judge it in a hundred years.
Nations! whose ravenous engines must be fed
Endlessly with the father and the son,
My naked light upon your darkness, dread! –
By which ye shall behold what ye have done:
Whereon, more like a vulture than a dove,
Ye set my seal in hatred, not in love.
Let no man call me good. I am not blest.
My single virtue is the end of crimes,
I only am the period of unrest,
The ceasing of horrors of the times;
My good is but the negative of ill,
Such ill as bends the spirit with despair,
Such ill as makes the nations’ soul stand still
And freeze to stone beneath a Gorgon glare.
Be blunt, and say that peace is but a state
Wherein the active soul is free to move,
And nations only show as mean or great
According to the spirit then they prove. –
O which of ye whose battle-cry is Hate
Will first in peace dare shout the name of Love?
In her poems and plays, Suheir Hammad blends the stories and sounds of her Palestinian-American heritage with the vibrant language of Brooklyn to create a passionately modern voice.
If you know of an older adult who has memory loss and confusion, then you know how difficult it can be to communicate with him or her.
Some of you may have seen Odile Lavault playing the accordion with the group “Baguette Quartette” performing in cafes and musical venues or listened to the CDs. Six years ago, Odile redirected her musical talents into a communication technique called “The Validation Method.” This technique, developed in the 1980’s by Naomi Feil teaches both professional and family caregivers how to empathize, understand and communicate with old-old disoriented people.
According to Naomi Feil, the incomprehensible and illogical behavior that people with dementia sometimes exhibit is an attempt by the person to communicate and express their needs. Odile describes the aim of the Validation Method is to allow care-partners to enter the personal reality of a disoriented person to reduce their anxiety, decrease the need for medication or physical restraints, improve their sense of self worth and allow them to feel safe when communicating and relating to another person. At the same time the care partner can feel more fulfilled and better prepared to handle difficult situations that can occur with people who are demented.
The following is an example from Naomi Feil of how the validation method works to help communication between a person with dementia and their caregiver. First is a scenario that is less than optimal:
Mrs. K: “Doctor, I have to go home now to feed my children.”
Physician: “Mrs. K, you can’t go home. Your children are not there. You are 96 years old. Your children are grown and live far away.”
Mrs. K: “Oh Doctor I know all that. That’s why I have to get out of here, right now. I have to feed them. They’re coming home for lunch, the the door is locked. Get me out of here!”
The following then shows how the validation method focuses on the objective here and now and avoids asking why, a concept that disoriented older people may not wish or be able to deal with.
Mrs. K: Doctor, I have to go home now to feed my children.”
Physician: “You must have been a good mother. You must miss your children.”
Mrs. K: “You know it. I always cared for them. Whatever they wanted, I gave them. You guessed it. But I get along all right now without them.”
Odile works as a validation therapist at a home for the aged in the Bay Area and she teaches workshops on the validation method to both professional and family care-partners. She emphasizes acceptance of the disoriented older person just the way they are in the moment, without trying to change them. This can then create an exchange of genuine, trusting moments.
Leah Crenshaw-Pepke is a hard working singer who gigs all over Humboldt County as a member of multiple bands, she also has a day job and a home life, and big changes on the horizon.
Crenshaw-Pepke says music was always in her life, from singing in school productions and choirs, to a family member who’d been in a legendary band, and a cousin who writes a music blog that you should probably check out: http://www.50percenthipster.com
Performing live in KHSU’s studio with her band mate from Eyes Anonymous, Richard LaPreziosa, Crenshaw-Pepke performs some new twists on old tunes and talks about making a big, busy life work. “There is no plan, you just make it work.”
For more information, Crenshaw-Pepke invites you to check out her bands’ Facebook pages:
Marci Hamilton is the Paul R. Verkuil Chair of Public Law at the Benjamin L. Cardozo School of Law at Yeshiva University in New York City, and a widely regarded scholar in constitutional law. She is an expert on and advocate for the U.S. Constitution’s required separation of church and state. Her book, God vs. The Gavel: The Perils of Extreme Religious Liberty, teaches us about the First Amendment, it’s history, it’s effects of promoting the greatest good for greatest number of people, and how it is being co-opted by extreme religious concerns in ways that can be very harmful to others through the Federal and State legislative passage of Religious Freedom Restoration Acts. She cites incidents of polygamy, child abusing clergy and parents denying their children life-saving medical care as examples of harmful religious actions hiding behind supposed religious liberty. As a religious person herself, she says religious belief and harm caused by belief, are separate things and protecting those who do harm in the name of religion is a dangerous trend in interpretation of constitutional law.
When Dr. Hamilton is not teaching and arguing cases before the Supreme court she promotes adequate protection for minors, individuals and landowners.
Professor Hamilton has been honored as one of Pennsylvania’s Women of the Year; received the National Crime Victim Bar Association’s Frank Carrington Champion of Civil Justice Award; the E. Nathaniel Gates Award for outstanding public advocacy and scholarship; and the Lifetime Achievement Award for Pro Bono Legal Service to veterans groups. She clerked for Supreme Court Justice Sandra Day O’Connor.
What is your earliest memory of money? What did you learn about money from your parents? Why is it easier to talk about sex than money in our culture? Do we really need to accumulate money? How much is enough? In what ways do couples share money? Do men and women differ in how they deal with money? Are there ways to maximize assets and minimize taxes? What investments have been the most helpful in lifting people out of poverty?
These are some of the questions that have lived in the back of my mind for a long time. Luckily I was fortunate to be introduced to Kimberley Pittman-Schulz who has had a long career in helping people from all walks of life donate to charities that reflect their personal values. Kimberley has been involved in philanthropy for over 30 years working for various local, national and international non-profit organizations supporting conservation, medicine, community development, small business and higher education. When not involved in fundraising, Kimberley is a published poet and nonfiction author. I was hoping that Kimberley would be able to read one of her poems but she had so much information to share about our relationship to money that we ran out of time. I could see that Kimberley’s ability to articulate deep emotions in writing spill over into her work with philanthropy, which if done well requires insight, compassion and the ability to guide people to use some of their money in a way that can fulfill their heart’s values, keep them financially safe and go way, way beyond consumerism.
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